Insurance
Insurance
Are you and your family prepared in the event of your or your loved ones' untimely death or disability? What about if one of you needs to go to an assisted living facility or nursing home? Do you have legacy goals like protecting assets for your family or making a charitable donation when you pass? We can assess your current insurance coverage and help determine if you have the appropriate insurance in place to meet your goals. If you don’t, or you want a second opinion about your current policies, we can perform a complementary review. If you would like us to help find the right coverage for you, we have the knowledge and resources to consider many different products and insurance companies that may be able to fulfill your specific needs.
Areas of risk
Life Insurance
Disability Insurance
Disability Insurance
Have you evaluated your coverage recently? Have you had any major change in your life such as getting married, a new child, a new home, or a job change?
- It is important to review your coverage periodically as your life changes or after major events.
- Are you familiar with the different types of coverage available?
- Are you familiar with how life insurance can help with estate and tax planning?
Disability Insurance
Disability Insurance
Disability Insurance
Many employers offer some sort of disability coverage, but it is enough? Have you considered the potential impact on your family if you were disabled?
- Do you have group coverage and is it enough if something were to happen?
- Are you familiar with differences in taxation for various types of disability coverage?
Long Term Care
Disability Insurance
Purchasing Insurance
The cost of at-home nursing care and nursing facilities can present serious financial challenges to retirees and their family, have you considered what options are available to help cover this potential need?
- Have you thought about what your family would do if you needed care now, or later in life?
- Would you like to protect and preserve assets to pass along to your family or donate to charity when you pass?
Purchasing Insurance
Other Insurance Coverages
Purchasing Insurance
Are you looking for an insurance agent who can shop around and find the best rates and products for your personal situation?
- We are both securities and insurance licensed, which allows us to consider a wide range of products available in the marketplace.
- Through the financial planning process, we can also offer guidance and our professional opinion on what may be the best option to obtain additional coverage - even if you prefer to obtain coverage through another agent or provider.
Other Insurance Coverages
Other Insurance Coverages
Other Insurance Coverages
Through the financial planning process, we encourage clients to let us evaluate their Health Insurance, Homeowner's / Renter's Insurance, Auto Insurance and Umbrella policies to identify any gaps or areas of risk they may want to address.