Financial Planning
Financial Planning
Do you want to know if you are prepared for life's big events or if you are on track to meet your financial goals? A financial plan helps to take the guess work out of preparing for you and your family's financial future. We can help you understand if you are on track to save enough for retirement, fund a major purchase, help pay for your child or children's education, and more. We can also evaluate if your family will be okay if something catastrophic were to happen to you or your spouse or significant other. It is also important to consider how the various areas of planning can impact one another and how the interrelated nature of these areas can impact your financial future. By completing a financial plan and regularly updating your progress, you can see if your plan is on track or if any adjustments are needed as you progress toward your goals.
Key areas of Financial Planning
Financial Position and Cash Flow Management
Financial Position and Cash Flow Management
Financial Position and Cash Flow Management
How organized is your financial life? Do you know where your hard earned dollars are going? How much of an Emergency Reserve do you really need?
- Cash Flow Management
- Expense Budgeting
- Emergency Reserve
- Debt Reduction Analysis
- Planning for Large Expenses
- Consolidation of Accounts
Retirement Planning
Financial Position and Cash Flow Management
Financial Position and Cash Flow Management
What does your dream retirement look like? How long will you need to fund your retirement? Will you have enough saved to realize your goals and dreams?
- Setting Goals and Tracking Progress
- Retirement Savings Strategies
- Retirement Income Analysis
- Distribution Planning
- Roth Conversion Analysis
- Social Security and Medicare Planning
Investment Planning
Financial Position and Cash Flow Management
Insurance and Wealth Protection
Is your portfolio aligned with your risk tolerance? What are you investing goals? Do you have questions or uncertainty about what to invest in?
- Determining your Risk Profile
- Defining Investment Objectives
- Portfolio Risk Analysis
- Asset Allocation Analysis
- Portfolio Management Services
- Risk Mitigation Strategies
Insurance and Wealth Protection
Insurance and Wealth Protection
Insurance and Wealth Protection
How can the unexpected impact your family and your goals? Have you planned for illness, disability and potential long term care events?
- Review Current Coverage
- Life Insurance Needs Analysis
- Evaluate Disability Coverage
- Evaluate Long Term Care
- Liability Coverage Analysis
Income Tax Planning
Insurance and Wealth Protection
Income Tax Planning
How can you reduce your tax liability? Have you considered tax-efficient strategies for withdrawing assets in retirement?
- Evaluate Strategies to Reduce Tax Liability
- Investing in a Tax-Conscious Manner
- Reviewing Eligibility for Credits and Deductions
Helping Loved Ones
Insurance and Wealth Protection
Income Tax Planning
Do you plan on helping your children with college or other major expenses? Do you have elderly loved ones that you may need to care for?
- Education Planning and 529 College Savings Plans
- Roth IRAs for Children
- Uniform Gifts/Transfer to Minors Act (UGMA / UTMA)
- How can these things impact your own financial goals and plans?
Estate Planning and Charitable Giving
Estate Planning and Charitable Giving
Estate Planning and Charitable Giving
Who do you want to leave assets to after you pass? Do you have a plan to help distribute your assets? Are there special needs you may want to take into consideration for your family?
- Estate Planning documents (Wills, Power of Attorney, Medical Directives, Trusts).
- Gifting strategies
- Charitable Contributions
- Estate Taxes